15 Nov Someone Hits Your Parked Car. What’s Next?
Few things are more frustrating than finding your car damaged while it’s parked. Whether you discover a dented bumper or a shattered mirror, an accident involving your parked car can leave you feeling uncertain about what steps to take next. Here’s a step-by-step guide from National Auto Collision Centers on what to do if someone hits your parked car
Stay Calm and Assess the Damage
The first step is to take a deep breath and remain calm. While it’s frustrating, acting rashly can lead to missed details. Walk around your vehicle and carefully assess the damage. Take note of any broken lights, dents, or scratches. Check for more subtle issues like uneven alignment or changes in the way the car sits, which may indicate frame damage.
Look for a Note
In many cases, if someone hits your parked car, they are legally obligated to leave a note with their contact information. Check the windshield wipers and around the car for a note that includes their name, phone number, and insurance details. Unfortunately, not everyone does the right thing, and you may not find any contact information left behind. If a note is left, make sure to take a picture of it for documentation.
Document the Scene
Even if the other driver is no longer around, it’s critical to gather evidence. Take photos of the damage from multiple angles and capture the surrounding area, including street signs or landmarks. If possible, take pictures of the point of impact and any tire marks or debris left behind. If there are security cameras nearby, ask the property owner if they captured the incident.
File a Police Report
Contacting the police is important, especially if the damage is significant or the responsible party didn’t leave a note. A police report provides an official record of the incident, which can help with insurance claims. In some jurisdictions, filing a report may be required for damages over a certain dollar amount. Make sure to get a copy of the report or the report number.
Contact Your Insurance Company
Next, notify your insurance company about the accident. Even if you’re not at fault, your insurer needs to be informed, especially if the other driver is unknown. Many insurance policies cover damages from hit-and-runs through collision or uninsured motorist coverage. Be prepared to provide them with the police report, photos, and any other documentation.
Get Professional Repairs
Once your insurance has been notified, it’s time to get your car repaired. Even if the damage looks minor, it’s essential to have a professional auto body shop, like National Auto Collision Centers, assess your vehicle. Hidden damage, such as frame misalignment or internal mechanical issues, can often be present after an impact, even if it’s not immediately visible.
Follow Up With Your Insurance
After repairs are underway, keep in touch with your insurance company to ensure the claims process is moving smoothly. Depending on the extent of the damage and your coverage, your insurance may cover all or part of the repair costs. Be sure to ask about the deductible and any potential out-of-pocket expenses so there are no surprises.
Call National Auto Collision Centers for Vehicle Repairs
Having your parked car hit is an unfortunate situation, but knowing what steps to take can make the process smoother. From documenting the damage to contacting the right professionals, following these steps ensures your car is repaired properly and efficiently.
National Auto Collision Centers specializes in providing thorough assessments and high-quality repairs. Whether it’s a small dent or more serious bodywork, we’ll ensure your car is restored using the latest tools and technology. Reach out to our Tucson, AZ, repair shops today.