11 Feb Ask Your Insurance Company These Questions After an Accident
Your car insurance policy is designed to help you get back on the road as quickly as possible without breaking the bank. However, many drivers don’t know that asking the right questions can help them maximize their payout. Here’s the best questions to ask your insurance company after an accident.
What does my policy cover?
Most car insurance policies are not one-size-fits-all. They often cover different damages in varying amounts, depending on how much you pay and the policy you have chosen. Try to educate yourself on the finer workings of your policy before you talk to your insurance company. Your insurance provider can also answer any questions regarding your coverage. Once you know exactly what your policy will cover, you can determine a budget and a repair plan.
What needs to be reported?
In order to make an insurance claim, you must report the accident to your insurance company. Make your case as strong as possible by taking photos and gathering witness testimony. Your insurance provider will need to know the date and time of the accident, as well as the weather conditions and any pertinent details. You’ll also need to provide the other driver’s information, including their name, address, license plate number, and insurance policy.
I was injured – will my policy cover my medical bills?
Your insurance company can let you know what medical bills, if any, your policy covers. Most policies contain some sort of Medical Payments Coverage that will take care of any medical bills that result from a crash.
Whether you need a quick fix or a total body overhaul, our experienced repair specialists at National Auto Collision Centers in Tucson, AZ can return your vehicle to its pre-accident condition. For more information on our repair services or to request an estimate, call our Valencia Rd. location at (520) 889-2536 or send us a message here.